Training and Consultation Products

发布时间:2017-07-31 10:36:12    点击:

Training and Consultation Products

1. Credit Management Training

Product Overview:

Based on the credit risk control and the improvement of credit value, Dagong build a complete credit management system for global countries, sovereignty, local governments, cities, industries, enterprises, and various types of project financing, and on this basis could provide credit management training on various subjects for different customers. Credit management training content includes: credit management system mechanism, credit information map, credit information collection, credit information database, credit rating system, risk warning system, credit management platform and other modules.

Product Applications:

For the customer to prevent and control credit risk for themselves, jurisdictions, regulatory objects or counterparty, to establish a systematic management system to provide theory, top design and technical support.

 

2. Optimal Debt Portfolio Consultation

Product Overview:

By considering external macro environment and the trends in industry, this product is designed to make professional analyses on characteristics of enterprise, asset and debt structure, demand for capital, risk tolerance, etc., to provide optimal debt portfolio consulting service for enterprise, and to make optimal debt portfolio and debt structure optimization scheme.

Product Applications:

The product is aimed to optimize the debt structure for enterprise, to lower financing costs while releasing the pressure of short-term debt repayment and reducing the risk of intensive debt maturity, realizing the balance between minimum enterprise financing cost and minimum debt repayment pressure.

 

3.Internal Rating Consultations

Product Overview:

It provides internal rating advice for banks, securities firms and other financial institutions, based on the new Basel Capital Agreement, designed by Dagong professional team carefully to help financial institutions to accurately assess the borrower's credit level, to calculate the borrower's default probability, to grasp the credit risk, and to improve the credit asset management capabilities of commercial bank from the source.

Product Applications:

This product is used to help banks, insurance companies, securities companies and other financial institutions to establish an internal credit rating system, to classify the risk level of loans or other forms of financing, to help financial institutions to conduct more scientific, perfect risk control.